Term Insurance is a popular cost-effective choice if you want affordable coverage until you meet a certain financial milestone, such as putting your kids through college or paying off your mortgage. It offers flexible features to meet all your needs.

Whole Life Insurance provides lifetime insurance protection. Premiums are guaranteed and offers cash values.

Disability Insurance is insurance that pays out if a policyholder is unable to work and earn an income due to a disability. In case of an accident or disease, such a policy can protect you financially if you become disabled providing you with an income stream to meet your financial obligations as you recover.

Critical Illness Insurance provides a lump-sum payment should you be diagnosed with a serious illness. It helps protect your lifestyle as you recover, giving you the financial security during a challenging time.

Universal Life – Is lifetime protection that also builds cash value. If you’re looking for a policy that’s guaranteed to grow with tax-preferred investment options and designed to offer permanent life-long protection.

Flexible, optional programs that gives employees access to competitive and affordable enhanced benefits. The offering includes medical; prescription drug; dental; life and accident insurance; and short-term and long-term income protection.

Individual Health and Dental Plans are designed coverages that can help Canadians cover the cost of preventive care or medical bills due to an illness. This can include medical, dental, vision and other health-care expenses.

24/7 Coverage for Travellers for unexpected travel situations. A variety of selections for Emergency Medical, Trip Cancelation and Interruption and Visitor to Canada. Emergency medical treatment can cost thousands.

Want to protect, grow, and preserve your money? Segregated funds come with their own set of unique features. *Guarantee your original investment *Lock-in market gain * Provides security to your loved ones * protect your money from creditors.

Retired or retiring soon? Payout Annuities offer financial security and stability when you retire, with guaranteed income for as long as you want.